UK (house) and EU students studying towards an undergraduate level

UK (house) and EU students studying towards an undergraduate level

PGCE plus some postgraduate programmes can submit an application for support towards tuition.

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House students can additionally submit an application for funds and loans towards living costs.

When you should use

A brand new application needs to be manufactured each educational 12 months and pupils are encouraged to connect with scholar Finance as soon as feasible.

Undergraduates

New pupils beginning a programme in can apply from mid-January september. Pupil Finance suggests using by the final end of might.

Continuing pupils will directly be contacted by Student Finance when they’re in a position to re-apply. You ought to get back the job because of the end of June every year.

Postgraduate

Funding applications usually need to be in because of the spring prior to starting learning into the autumn.

Loans available

Tuition Fee loans

Comprehensive and part-time undergraduate students can submit an application for a tuition charge loan to pay for the price of their tuition.

Re re Payment will be made right to Goldsmiths by the scholar Loans Company. You might be then accountable for repaying the loan once you’ve finished.

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Repair loans

Residence (UK) students can additionally make an application for a upkeep loan to aid pay living expenses.

65% for the Maintenance Loan is non-means tested and 35% means tested. That you receive, although there are some circumstances in which parental income is not taken into consideration if you are under 25 your parents income will determine the amount of means-tested loan

To help re re payments to be released, you have to have completed your pupil Finance Application and get enrolled at Goldsmiths.

Even as we have verified your attendance, the Student financial institution should launch repayment straight to your money within 3-5 times. Take note payment may not be released prior to the day that is first of.

Postgraduate loans

Postgraduate loans can be found to pupils learning towards a taught MA.

This can be that loan to aid with the expenses related to your research and may even perhaps not protect the cost that is full of programme.

The mortgage can also be compensated into the pupil and never to Goldsmiths.

Further details take our Postgraduate Loans page.

Other Statutory Funding

You may additionally be eligible for other money during your nation’s pupil Finance. These generally include:

  • Adult Dependents Grant
  • Parents Learning Allowance
  • Childcare Give

Repaying loans and interest

You begin repaying your loans into the April once you leave college if you’re in work and earning over ?21,000 each year.

Repayments are going to be 9% of earnings above this threshold, so that the amount paid back each will depend on your earnings month. If for almost any explanation your revenue falls below ?21,000, your repayments will undoubtedly be suspended.

You will repay 15% of your income above the threshold if you have both undergraduate and postgraduate loans with the Student Loans Company, repayments will be made concurrently, meaning.

Repayments will likely be deducted immediately from your own pay through the income tax system (PAYE). All outstanding repayments will be written off if you have not paid off your loan after 30 years.

Through the date you are taking down loans you will be charged interest in the price of inflation plus 3%. Once you’ve finished or elsewhere kept college you will be charged interest at:

  • The price of inflation (if you’re making significantly less than ?21,000)
  • The price of inflation plus as much as 3per cent (if you’re making between ?21,001 and ?41,000)
  • The price of inflation plus 3% (if you should be making above ?41,000)

Apply through Student Finance for the nation:

To make certain your financing application is managed swiftly and also you get your loans in the very beginning of the 12 months we suggest you:

  • Apply online early
  • Obviously recognize any papers you deliver towards the learning Student Loans Company along with your Consumer guide quantity
  • Try not to deliver unneeded papers
  • Use personal provider and Application monitoring online
  • Make certain you use using the same details that Goldsmiths hold for your needs
  • Complete and return the internet Declaration into the Student Loans Company
  • Delivering your passport through the post as opposed to entering your passport number in the application drastically slows the procedure

Phishing e-mails

Pupils may be targeted by phishing e-mails.

You really need to ignore messages that tell you straight to ‘validate your bank account’ or offer any individual, banking or security details online.

The figuratively speaking Company and Goldsmiths will never ever request you to offer or verify information in this manner.

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